{"id":430,"date":"2022-06-14T16:11:04","date_gmt":"2022-06-14T23:11:04","guid":{"rendered":"https:\/\/extension.wsu.edu\/colville-reservation\/?page_id=430"},"modified":"2025-08-19T06:16:51","modified_gmt":"2025-08-19T13:16:51","slug":"financial-education","status":"publish","type":"page","link":"https:\/\/extension.wsu.edu\/colville-reservation\/fcs\/financial-education\/","title":{"rendered":"Financial Education"},"content":{"rendered":"<div class=\"wsu-row wsu-row--sidebar-right\" >\r\n    \n<div class=\"wsu-column\"  style=\"\">\r\n\t\n\n<h2 class=\"wp-block-heading\">Financial Education<\/h2>\n\n\n\n<ol>\n<li><strong>Banking Alternatives:<\/strong> Education about alternative banking options and the pros\/cons associated with the different options.<\/li>\n\n\n\n<li><strong>Dealing with Debt:<\/strong> Education about the importance of being careful with payday loans, steps to take to develop better borrowing habits and techniques for paying off built-up debt.<\/li>\n\n\n\n<li><strong>Debt and the Holidays &#8211; Managing Stress and Spending:<\/strong> Education about how to reduce stress around money during the holidays, how to avoid debt during the holidays, pros\/cons of different payment methods, tips for shopping without over-spending and how to plan a holiday budget.<\/li>\n\n\n\n<li><strong>Developing a Spending Plan or Budget:<\/strong> Education about developing and analyzing spending plans (budgets).<\/li>\n\n\n\n<li><strong>Protecting Yourself from Predatory Lending:<\/strong> Education about how to recognize and protect yourself from predatory lending.<\/li>\n\n\n\n<li><strong>Reducing Credit Card Debt:<\/strong> Education about the negative effects of credit card debt, the benefits of reducing credit card debt and ways to reduce credit card debt.<\/li>\n\n\n\n<li><strong>Saving and Investing:<\/strong> Education about the differences between saving money and investing money.<\/li>\n\n\n\n<li><strong>Stretching Your Food Dollar:<\/strong> Education about marketing tactics used by stores and ways to outsmart those tactics, while identifying ways to budget food dollars.<\/li>\n\n\n\n<li><strong>Understanding Credit:<\/strong> Education about the financial habits that affect credit and techniques for managing credit.<\/li>\n<\/ol>\n\n<\/div>\r\n\n\n<div class=\"wsu-column wsu-spacing-bottom--small wsu-border--add-left wsu-border--color-crimson-light\"  style=\"\">\r\n\t\n\n<h2 class=\"wp-block-heading wsu-spacing-after--sxxsmall wsu-font-size--large\">For More Information<\/h2>\n\n\n<div \n\tclass=\"wsu-people-list \"\n\tdata-component-id=\"c37be2af24e04e22a96c2602335a98cc\"\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-className=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-count=\"10\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-page=\"1\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-nid=\"kayla.wells\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-classification=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-university-category=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-university-location=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-university-organization=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-tag=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-profile-order=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-display-fields=\"photo,name,title,office,email,organization,phone\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-focus-area-label=\"Focus Area\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-website-link-text=\"Website\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-profile-link=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-headingTag=\"h2\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-columns=\"1\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-photo-size=\"medium\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-photo-srcset=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-filters=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-only-show-selected-term-values=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-exclude-term-values=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-include-term-values=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-directory-filter-label=\"Filter by Area\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-directory-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-category-filter-label=\"Filter by Category\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-category-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-classification-filter-label=\"Filter by Classification\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-classification-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-location-filter-label=\"Filter by Location\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-location-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-organization-filter-label=\"Filter by Organization\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-organization-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-search-filter-label=\"Type to search\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-tag-filter-label=\"Filter by Tag\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-tag-filter-terms=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-directory=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-exclude-child-directories=\"1\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-show-profile=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-indexProfiles=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-use-custom-profile-link=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-use-organization=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-custom-profile-link=\"\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-base-url=\"https:\/\/people.wsu.edu\"\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\tdata-children=\"\"\n\t\t><\/div>\n\n<\/div>\r\n\n<\/div>\n        <div id=\"cahnrs-back-to-top\" class=\"cahnrs-back-to-top\" hidden aria-hidden=\"true\">\n            <a id=\"cahnrs-back-to-top-btn\" class=\"cahnrs-back-to-top__btn\" href=\"#product-top\" aria-label=\"Back to top\">\n                <span class=\"cahnrs-back-to-top__icon\" aria-hidden=\"true\">\u2191<\/span>\n                <span class=\"cahnrs-back-to-top__label\">Back to top<\/span>\n            <\/a>\n        <\/div>","protected":false},"excerpt":{"rendered":"<p>Financial Education Banking Alternatives: Education about alternative banking options and the pros\/cons associated with the different options. Dealing with Debt: Education about the importance of being careful with payday loans, steps to take to develop&amp;hellip;<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":44,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_expiration_date":""},"categories":[],"tags":[],"cahnrs_clean_page_nonce":"","_links":{"self":[{"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/pages\/430"}],"collection":[{"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/comments?post=430"}],"version-history":[{"count":5,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/pages\/430\/revisions"}],"predecessor-version":[{"id":719,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/pages\/430\/revisions\/719"}],"up":[{"embeddable":true,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/pages\/44"}],"wp:attachment":[{"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/media?parent=430"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/categories?post=430"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/extension.wsu.edu\/colville-reservation\/wp-json\/wp\/v2\/tags?post=430"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}