Statewide 4-H Group Accident Insurance

WSU Extension 4-H Youth Development Annual Statewide Group Accident Policy

This is not a liability insurance. This is the standard 4-H supplemental coverage purchased nationwide. AIL Special Risk Division policies are for youth, adult participants, and volunteers. The AIL Special Risk Division does not insure people less than age 5 for any activity. Coverage is not provided for spectators or members of the general public.

• WSU Extension 4-H Youth Development has an Annual Statewide Group Accident Policy through the Special Risk Division of American Income Life (AIL). 
• The Annual Group Accident Policy ensures all of our enrolled 4-H participants have supplemental insurance coverage when attending 4-H group events, individual 4-H clubs, and county 4-H programs.
• The AIL Statewide Group Accident Policy is paid with funds generated from the statewide enrollment fees enrolled members pay each year and is renewed each 4-H year.
• Benefits can be applied toward deductibles, co-payment requirements, and expenses in excess of personal insurance limits.