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4-H Financial Literacy Project

Program Contact: Jenny W. Loyd, 4-H Program Coordinator
(509) 574-1600 •

Financial Literacy


  • Distinguish between needs and wants
  • Consider money personalities and values
  • Learn ways to use and save money
  • Recognize the benefits and drawbacks of credit
  • Practice wise consumer decision-making
  • Learn how to select financial services

4-H Financial Literacy Curriculum

Available from the Extension office or online at 4-H Financial Literacy Curriculum

Financial Champions Series

Book 1 – Money Fundamentals Digital Download
Book 2 – Money Moves digital Download
Helper’s Guide Digital Download

My Financial Future Series

My Financial Future, Youth Notebook – Beginner
My Financial Future, Youth Notebook – Advanced
My Financial Future, Facilitator Guide
My Financial Future, Risk Management Guide Digital Download

National 4-H Financial Future Curriculum


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Reading/Financial Literacy

An Afterschool Curriculum Guide for 3-5 Graders

These activities can be used in an afterschool, camp setting, or any out-of-school time setting. Best if used as a complete curriculum, but activities can be used as a stand-alone and can be completed in one afterschool session. The seven money themes in this book are: History of Money, Managing Money, Earning Money, Spending Money, Saving Money, Sharing Money, and Borrowing and Lending Money.


  • Introduce youth to basic money management concepts such as saving, sharing, spending, managing, earning, borrowing, and lending
  • Use children’s literate as a tool to attract youth to the topic of financial management
  • Improve children’s attitudes towards reading
  • Support literacy and literacy-related activities in the home
  • Provide opportunities for youth to practice important life and money skills

4-H Reading/Financial Literacy Curriculum

Available in the Extension office or online at 4-H Reading/Financial Literacy Curriculum

Reading Makes Cents Digital Download

National 4-H Financial Literacy Curriculum